Payment & Settlement Policy

• Direct transactions between users, such as secondhand trades, involve no payment through the Company, and there is no seller settlement.
• All paid purchases in the Service (AI Membership subscription and ad products) are made only through the in-app purchase system of the app store you downloaded the app from. The Company does not receive or store payment-method information such as card details, and receipts are issued by each store.
• Ad product prices are displayed including VAT, and the displayed currency and amount may differ by store. An ad product can be paid for only after the Company has reviewed and approved the ad (see the Advertiser Terms).
• Payments, withdrawals and refunds follow each store's policies and procedures first; for details, see the Refund Policy. If needed, you may contact Customer Support (Inquiries), and the Company will help with a refund request or other necessary steps.
• Ad and AI Membership payment records are retained for 5 years as required by the Act on Consumer Protection in Electronic Commerce, Etc., and then deleted automatically.

Effective date: October 25, 2026